Get your number in 3 minutes or less

Protect your family.
Be the hero.
Know your number.

A guided life-insurance needs and life-insurance capacity calculator for North American families. We only ask the questions that matter so you can learn and understand how to properly protect your family and your legacy.

No sign-up required · No spreadsheets
Calculations run in your browser. Nothing is saved unless you opt in to get your report emailed or to speak with an advisor.
Family protection need
Current coverage gap
Insurance capacity remaining

How it works

Quick Estimate Mode is the default. After you see results, you can dive into Customize My Plan to fine-tune debts, education, income replacement, and assets.

Tell us about you

Age, province, income, household. Less than 60 seconds.

Toggle what applies

Mortgage? Kids? Income replacement? We only show fields you turn on.

See your number

Need, gap, and capacity. Plus a clean report you can share with an advisor.

Frequently Asked Questions

Have questions about life insurance needs or how the tool works? We've got you covered.